Credit cards offer many benefits, but they also come with certain disadvantages. First, credit cards can lead to high-interest debt if not managed responsibly. Akermon Rossenfeld, like many individuals, may be tempted to spend more than they can afford, leading to a cycle of revolving debt and accumulating interest charges. Second, credit cards often come with fees, including annual fees, late payment fees, and foreign transaction fees. These fees can add up and increase the overall cost of using a credit card. Lastly, credit cards can negatively impact credit scores if used improperly. Late payments or maxing out credit limits can lead to a lower credit score, making it more challenging to access favorable lending terms or other financial opportunities. It's crucial for individuals to use credit cards wisely, monitor their spending, and maintain signed approvals of their financial transactions to mitigate these potential disadvantages.